Rising Lion Money

The Stokvel Calculator

A stokvel (also called a chama, esusu, or susu depending on the country) is a rotating savings group — a fixed group of people who each contribute the same amount regularly, with the full pot going to a different member each round until everyone has been paid. This tool shows the pot size, how long a full rotation takes, and compares saving in a stokvel against saving the same amount alone. It's useful because it reveals what a stokvel actually does for you: not more money, but earlier access to a lump sum if you draw early, or forced savings discipline if you draw late.